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Statement
of Condition
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ASSETS |
LIABILITIES AND CAPITAL |
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Mortgage Loans |
$73,686,932 |
Deposits |
$98,369,006 |
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All Other Loans |
$8,319,009 |
Borrowed Money |
$6,000,000 |
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Cash and Securities |
$35,220,477 |
Other Liabilities |
$2,568,794 |
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Buildings and Equipment (net) |
$2,895,569 |
General Reserves |
$657,645 |
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Other Assets |
$2,445,103 |
Unallocated Reserves |
$14,971,645 |
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TOTAL ASSETS |
$122,567,090 |
TOTAL LIABILITIES |
$122,567,090 |
Footnote: This statement has been prepared in accordance with the regulatory reporting requirements of the Office of Thrift Supervision (OTS). Total Risk-Based Capital, Tier 1 Capital, Tangible and Core Capital are the elements of regulatory capital determined under such reporting requirements. Regulatory capital is a basis by which the OTS determines whether a savings association is operating in a safe and sound manner.
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Actual |
For Capital |
To Be Considered Well Capitalized |
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As of September 30, 2006: |
Amount |
Rate |
Amount |
Rate |
Amount |
Rate |
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Total risk-based capital |
$15,518 |
26.6% |
$4,663 |
8.0% |
$5,829 |
10.0% |
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Tier 1 capital (to risk-based assets) |
13,643 |
23.4% |
2,332 |
4.0% |
3,498 |
6.0% |
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Core capital (to adjusted tangible assets) |
13,643 |
11.4% |
4,770 |
4.0% |
5,963 |
5.0% |
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Tangible capital (to tangible assets) |
13,643 |
11.4% |
1,789 |
1.5% |
N/A |
N/A |
Copies of the annual audited financial statements are available at Mercer Savings Bank, 1100 Irmscher Blvd., P. O. Box 227, Celina, Ohio 45822-0227. The statements may be requested in person or in writing by the payment of a nominal copying fee.
I, J. Douglas Temple, President/CEO, of the above-named savings association, do hereby declare that this Statement of Condition has been prepared in conformance with the instructions issued by the Office of Thrift Supervision and is true to the best of my knowledge and belief.
J. Douglas Temple
President/CEO
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