Transaction Accounts and CD Rates

Type of Account

Minimum Balance*

A. P. Y. **

Interest Rate

NOW Checking

$100.00

0.50 %

0.50 %

SUPER NOW Checking

$2,500.00

0.55 %

0.55 %

Passbook Acct

$100.00

0.60 %

0.60 %

Statement Savings Acct

$100.00

0.60 %

0.60 %

Christmas

$5.00

0.60 %

0.60 %

Money Market Deposit

$2,500.00

0.60 %

0.60 %

7 Day Notice

$2,500.00

2.17 %

2.15 %

91 Day Cert. of Deposit

$500.00

2.17 %

2.15 %

182 Day Cert. of Dep.

$500.00

2.52 %

2.50 %

1 Yr Cert. of Dep.

$100.00

2.73 %

2.70 %

1 1/2 Yr Cert. of Dep.

$100.00

2.78 %

2.75 %

2 Yr Cert. of Dep.

$100.00

2.78 %

2.75 %

2 1/2 Yr Cert. of Dep***

$100.00

3.03 %

3.00 %

3 Yr Cert. of Dep.

$100.00

3.03 %

3.00 %

3 1/2 Yr Cert. of Dep.***

$100.00

3.14 %

3.10 %

4 Yr Cert. of Dep.

$100.00

3.14 %

3.10 %

5 Yr Cert. of Dep.***

$100.00

3.29 %

3.25 %

18 Mo IRA Retirement CD

$100.00

3.55 %

3.50 %

* Minimum Balance required to open account
**The Annual Percentage Yield (A. P. Y.) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings.
***These certificates are available as a Variable Rate CD, with rates changing Jan.1, Apr 1, July 1 and Oct. 1
Penalty for early withdrawal may apply
Fees could reduce the earnings on an account. .
Rates effective as of May 13, 2008.

 
 
 
 
 
 
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