Transaction Accounts & CD Rates
|
Type of Account |
Minimum Balance* |
A. P. Y. ** |
Interest Rate |
|
NOW Checking |
$100.00 |
0.10% |
0.10% |
|
SUPER NOW Checking |
$2,500.00 |
0.15% |
0.15% |
|
Passbook Acct |
$100.00 |
0.20% |
0.20% |
|
Statement Savings Acct |
$100.00 |
0.20% |
0.20% |
|
Christmas |
$5.00 |
0.20% |
0.20% |
|
Money Market Deposit |
$2,500.00 |
0.20% |
0.20% |
|
7 Day Notice |
$2,500.00 |
0.40% |
0.40% |
|
91 Day Cert. of Deposit |
$500.00 |
0.40% |
0.40% |
|
182 Day Cert. of Dep. |
$500.00 |
0.65% |
0.65% |
|
1 Yr Cert. of Dep. |
$100.00 |
1.15% |
1.15% |
|
1 1/2 Yr Cert. of Dep. |
$100.00 |
1.56% |
1.55% |
|
2 Yr Cert. of Dep. |
$100.00 |
1.56% |
1.55% |
|
2 1/2 Yr Cert. of Dep*** |
$100.00 |
2.07% |
2.05% |
|
3 Yr Cert. of Dep. |
$100.00 |
2.07% |
2.05% |
|
3 1/2 Yr Cert. of Dep.*** |
$100.00 |
2.32% |
2.30% |
|
4 Yr Cert. of Dep. |
$100.00 |
2.32% |
2.30% |
|
5 Yr Cert. of Dep.*** |
$100.00 |
2.73% |
2.70% |
|
18 Mo IRA Retirement CD *** |
$100.00 |
2.57% |
2.55% |
* Minimum Balance required to open account.
**The Annual Percentage Yield (A. P. Y.) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings.
***These certificates are available as a Variable Rate CD, with rates changing Jan.1, Apr 1, July 1 and Oct. 1.
Penalty for early withdrawal may apply.
Fees could reduce the earnings on an account.
Rates effective as of March 9, 2010.
